Yes, health insurance plans provided by insurers in India do cover the cost of treating most skin conditions, including scar removal, allergies, keloid scars, skin cancer, acne, and more. The policy may also cover surgical procedures and treatment using medicines. However, treatment for skin problems that are not deemed acute health conditions is not covered. https://quickinsure.co.in/articles/does-health-insurance-plans-cover-dermatology-treatment